[EN] Bribery and collusion with third party for favour in mortgage loan application https://hkbedc.icac.hk/en/resources/case_studies/15 Intro: A manager of a finance company accepted commission via his wife from a property developer as a reward for favourably recommending a loan proposal. To facilitate the approval of the loan, the manager bribed a valuer of a property valuation agency to inflate the collateral value in the report. https://hkbedc.icac.hk/cache/img/759fb13c53bafb3c98f849ae9ab4ea10.jpg [ZH-HANT] 行賄及串同第三者以獲得按揭貸款申請的優待https://hkbedc.icac.hk/zh-hant/resources/case_studies/15 Intro: 一名財務公司經理透過妻子收取物業發展商的佣金，作為協助申請貸款的報酬。 為了便於批准貸款，經理更賄賂一間測量師行的估價員，從而加大抵押品的估值。 https://hkbedc.icac.hk/cache/img/759fb13c53bafb3c98f849ae9ab4ea10.jpg [ZH-HANS] 行贿及串同第三者以获得按揭贷款申请的优待https://hkbedc.icac.hk/zh-hant/resources/case_studies/15 Intro: 一名财务公司经理透过妻子收取物业发展商的佣金，作为协助申请贷款的报酬。 为了便于批准贷款，经理更贿赂一间测量师行的估价员，从而加大抵押品的估值。 https://hkbedc.icac.hk/cache/img/759fb13c53bafb3c98f849ae9ab4ea10.jpg

[EN] Bribery for loan extension https://hkbedc.icac.hk/en/resources/case_studies/16 Intro: A senior bank manager accepted expensive gifts from a corporate client as a reward for assisting the client in securing the extension of loan repayment for a few times. https://hkbedc.icac.hk/cache/img/a5cd5da2a1163736cb83341b1a72e86a.jpg [ZH-HANT] 行賄以獲得延期還款 https://hkbedc.icac.hk/zh-hant/resources/case_studies/16 Intro: 一位高級銀行經理接受公司客戶的昂貴禮物作為幫助客戶多次延長還款到期日的報酬。 https://hkbedc.icac.hk/cache/img/a5cd5da2a1163736cb83341b1a72e86a.jpg [ZH-HANS] 行贿以获得延期还款 https://hkbedc.icac.hk/zh-hant/resources/case_studies/16 Intro: 一位高级银行经理接受公司客户的昂贵礼物作为帮助客户多次延长还款到期日的报酬。 https://hkbedc.icac.hk/cache/img/a5cd5da2a1163736cb83341b1a72e86a.jpg

[EN] Accepting reward without principal's permission https://hkbedc.icac.hk/en/resources/case_studies/19 Intro: A relationship manager of a bank was rewarded with monetary bonuses by an acquainted client for providing him favours such as offering latest investment information and executing investment transaction in first priority. https://hkbedc.icac.hk/cache/img/a9dfc2f08d449f2a66bebcbac3fda9ad.jpg [ZH-HANT] 未經主事人許可接受報酬 https://hkbedc.icac.hk/zh-hant/resources/case_studies/19 Intro: 銀行客戶經理為一位相熟客戶優先提供投資信息和執行其投資交易，並獲得該客戶的獎賞作報酬。 https://hkbedc.icac.hk/cache/img/a9dfc2f08d449f2a66bebcbac3fda9ad.jpg [ZH-HANS] 未经主事人许可接受报酬 https://hkbedc.icac.hk/zh-hant/resources/case_studies/19 Intro: 银行客户经理为一位相熟客户优先提供投资信息和执行其投资交易，并获得该客户的奖赏作报酬。 https://hkbedc.icac.hk/cache/img/a9dfc2f08d449f2a66bebcbac3fda9ad.jpg

[EN] Bribery during site inspection https://hkbedc.icac.hk/en/resources/case_studies/20 Intro: A senior credit manager and a credit manager noticed that the production equipment was out-dated during an inspection at a factory in Guangdong. The factory owner then offered them expensive watches and requested for a favour. https://hkbedc.icac.hk/cache/img/4765a11136753cfc471453f8755a326a.jpg [ZH-HANT] 實地視察期間受賄 https://hkbedc.icac.hk/zh-hant/resources/case_studies/20 Intro: 一高級信貸經理及一信貸經理在審查內地一廠房時發現生產設備陳舊，工廠東主於是送給他們昂貴手錶以取得協助。 https://hkbedc.icac.hk/cache/img/4765a11136753cfc471453f8755a326a.jpg [ZH-HANS] 实地视察期间受贿 https://hkbedc.icac.hk/zh-hant/resources/case_studies/20 Intro: 一高级信贷经理及一信贷经理在审查内地一厂房时发现生产设备陈旧，工厂东主于是送给他们昂贵手表以取得协助。 https://hkbedc.icac.hk/cache/img/4765a11136753cfc471453f8755a326a.jpg

[EN] Bribery for assistance in money laundering https://hkbedc.icac.hk/en/resources/case_studies/21 Intro: A bank manager, without the permission of the bank, accepted commission from a client as a reward for helping the client to perform suspicious transactions through an SME’s inactive account. https://hkbedc.icac.hk/cache/img/708dab1f34c37ea592daf170c4dfbda7.jpg [ZH-HANT] 協助清洗黑錢 https://hkbedc.icac.hk/zh-hant/resources/case_studies/21 Intro: 銀行經理未經銀行許可，接受客戶的佣金，協助對方利用不活躍戶口進行可疑轉賬。 https://hkbedc.icac.hk/cache/img/708dab1f34c37ea592daf170c4dfbda7.jpg [ZH-HANS] 协助清洗黑钱 https://hkbedc.icac.hk/zh-hant/resources/case_studies/21 Intro: 银行经理未经银行许可，接受客户的佣金，协助对方利用不活跃户口进行可疑转账。 https://hkbedc.icac.hk/cache/img/708dab1f34c37ea592daf170c4dfbda7.jpg

[EN] Administration of renovation contract in the Mainland https://hkbedc.icac.hk/en/resources/case_studies/22 Intro: A project manager of a bank accepted entertainment and free trips in the Mainland from the Mainland contractor. In return, he made a recommendation to the bank’s head office in Hong Kong to accept the contractor's substandard works and employed the same contractor to renovate other branches. https://hkbedc.icac.hk/cache/img/58875e1e0a4a7eb58555b5f0bf201921.jpg [ZH-HANT] 內地翻新工程合約的管理 https://hkbedc.icac.hk/zh-hant/resources/case_studies/22 Intro: 銀行經理在內地接受一承辦商的款待和免費旅行。 其後，他向銀行香港總部建議接納該承辦商不合符標準的工程，並僱用該承辦商翻新其他分行。 https://hkbedc.icac.hk/cache/img/58875e1e0a4a7eb58555b5f0bf201921.jpg [ZH-HANS] 内地翻新工程合约的管理 https://hkbedc.icac.hk/zh-hant/resources/case_studies/22 Intro: 银行经理在内地接受一承办商的款待和免费旅行。 其后，他向银行香港总部建议接纳该承办商不合符标准的工程，并雇用该承办商翻新其他分行。 https://hkbedc.icac.hk/cache/img/58875e1e0a4a7eb58555b5f0bf201921.jpg

[EN] Difficult decision in purchasing https://hkbedc.icac.hk/en/resources/case_studies/210 Intro: Edwin, the Assistant Purchasing Manager in a bank, was tasked to buy new printers for the computer centre. The sales representative offered Edwin a special commission if he agreed to buy a model that would soon be outdated. https://hkbedc.icac.hk/cache/img/103b09ffc8bb6d2c98e7d4b8a0ef7e2b.jpg [ZH-HANT] 困難的採購決定 https://hkbedc.icac.hk/zh-hant/resources/case_studies/210 Intro: 阿榮是一間銀行的助理採購經理，他被委派替銀行電腦中心購買一批新打印機。營業代表向阿榮提供特別佣金，希望阿榮購買一批快過時的打印機。 https://hkbedc.icac.hk/cache/img/103b09ffc8bb6d2c98e7d4b8a0ef7e2b.jpg [ZH-HANS] 困难的采购决定 https://hkbedc.icac.hk/zh-hant/resources/case_studies/210 Intro: 阿荣是一间银行的助理采购经理，他被委派替银行电脑中心购买一批新打印机。营业代表向阿荣提供特别佣金，希望阿荣购买一批快过时的打印机。 https://hkbedc.icac.hk/cache/img/103b09ffc8bb6d2c98e7d4b8a0ef7e2b.jpg

[EN] Confidential advice of value https://hkbedc.icac.hk/en/resources/case_studies/185 Intro: Peter, a bank manager, solicited an advantage from a money launderer from overseas for leaking confidential information and helping the latter to launder his money through accounts in his bank. https://hkbedc.icac.hk/cache/img/8893ddbd033bdbbab7631f3cbb879438.jpg [ZH-HANT] 提供銀行機密資料及協助清洗黑錢 https://hkbedc.icac.hk/zh-hant/resources/case_studies/185 Intro: 永倫任職銀行分行經理，平時喜歡到區內一間著名的夜總會消遣，因而認識夜總會領班康哥。由於永倫過度揮霍，經常入不敷支。 https://hkbedc.icac.hk/cache/img/8893ddbd033bdbbab7631f3cbb879438.jpg [ZH-HANS] 提供银行机密资料及协助清洗黑钱 https://hkbedc.icac.hk/zh-hant/resources/case_studies/185 Intro: 永倫任职银行分行经理，平时喜欢到区内一间著名的夜总会消遣，因而认識夜总会領班康哥。由于永倫过度挥霍，经常入不敷支。 https://hkbedc.icac.hk/cache/img/8893ddbd033bdbbab7631f3cbb879438.jpg

[EN] Handling customers' data https://hkbedc.icac.hk/en/resources/case_studies/186 Intro: Cindy, who worked in a bank credit card centre, accepted a “part-time job” offered by her friend from a debt collecting company. The job requirement was for Cindy to release information of the bank’s customers to her friend. https://hkbedc.icac.hk/cache/img/0c5685b1903231de98c4824e6dd602b9.jpg [ZH-HANT] 處理客戶資料 https://hkbedc.icac.hk/zh-hant/resources/case_studies/186 Intro: 在銀行信用卡中心工作的潔琳，接受了朋友的建議在收數公司做兼職，而該份兼職要求她將銀行的客戶資料交給她的朋友。 https://hkbedc.icac.hk/cache/img/0c5685b1903231de98c4824e6dd602b9.jpg [ZH-HANS] 处理客户资料 https://hkbedc.icac.hk/zh-hant/resources/case_studies/186 Intro: 在银行信用卡中心工作的洁琳，接受了朋友的建议在收數公司做兼职，而该份兼职要求她将银行的客户资料交给她的朋友。 https://hkbedc.icac.hk/cache/img/0c5685b1903231de98c4824e6dd602b9.jpg

[EN] An offence committed notwithstanding an incomplete corrupt deal https://hkbedc.icac.hk/en/resources/case_studies/187 Intro: Terry, a senior bank manager, accepted monetary advantage from his customer for expediting the approval of overdraft facilities. The matter was unearthed by the bank’s compliance department before the transaction was completed. https://hkbedc.icac.hk/cache/img/73b493aec088fbae0e6f86c8fe47403c.jpg [ZH-HANT] 貪污目的未達仍屬違法 https://hkbedc.icac.hk/zh-hant/resources/case_studies/187 Intro: 高級銀行經理浩德收受了客戶的金錢利益，以加快信用透支的批核進度。在批出有關申請前，銀行審核部門發現此事。 https://hkbedc.icac.hk/cache/img/73b493aec088fbae0e6f86c8fe47403c.jpg [ZH-HANS] 贪污目的未达仍属违法 https://hkbedc.icac.hk/zh-hant/resources/case_studies/187 Intro: 高级银行经理浩德收受了客户的金钱利益，以加快信用透支的批核进度。在批出有关申请前，银行审核部门发现此事。 https://hkbedc.icac.hk/cache/img/73b493aec088fbae0e6f86c8fe47403c.jpg